Sukanya Samrudhi Yojana | Full Detail In Gujarati
Government savings schemes during which you’ll invest. But if you’ve got a daughter under the age of 10 in your household in 10 years, you’ll open an account in her name under Sukanya Samrudhi Yojana. the govt is giving attractive returns on this scheme. This scheme has been started just for daughters. Under this scheme you’ll open an account with a minimum amount of Rs. 3250. However under this scheme you’ll deposit a maximum amount of Rs 1.5 lakh once a year and after 21 years you get a return of about Rs 68 lakh.
Under Sukanya Samrudhi Yojana, the applicant can open an account within the name of his daughter in any bank or post office. With the assistance of this scheme the applicant can secure the longer term of his daughter. Many private banks even have the power to open an account.
Read To Gujarati: Click Here
Only one account are often opened within the name of 1 daughter. A parent can open an account within the name of a maximum of two daughters. If Judwa or three girls are together, a 3rd girl also can benefit.
What is the maturity period?
Read in Gujarati : Click here
Sukanya Samrudhi Yojana is currently earning 7.6 per cent annual interest. This account are often opened before the kid reaches 10 years aged . the quantity has got to be credited to the account for the initial 14 years. The plan matures after 21 years.
What documents are going to be needed
To open an account under Sukanya Samrudhi Yojana, the applicant has got to submit his daughter’s certificate at the post office or bank along side the shape . additionally , the card of the girl and therefore the parents (pen card, driver’s license , passport) and therefore the certificate of residence (passport, card , electricity bill, phone bill , water bill) will need to be submitted.
the advantages of investing
Investment in Sukanya Samrudhi Yojana are often availed of tax exemption under Section 80C of the tax Act. It earns interest as compared to all or any other schemes. Can but girl’s education and marriage. the quantity received on maturity isn’t taxable.
the cash deposited under Sukanya Samrudhi Yojana matures when the girl turns 21 years old. meaning you’ll withdraw money after 21 years. However, if the daughter gets married after the age of 18, you’ll withdraw the cash . you’ll also withdraw up to 50 per cent for your daughter’s studies after the age of 18.
The scheme started within the year 2015
In 2015, the Centre’s Modi government launched the Sukanya Samrudhi Yojana under the Betty Bachao-Betty Padhao Abhiyan to market a brighter future for the daughter. Sukanya Samrudhi Yojana may be a fixed income scheme like all other deposit . during which the interest declared by the govt are often earned by depositing money per annum.